The UK housing sector will be in a "worse state" in 12 months due to the impact of welfare reform, according to a survey by the Chartered Institute of Housing. CIH questioned 300 senior figures from across the industry for its annual UK housing panel report, with more than three quarters of respondents citing welfare reform as their main concern. Almost two-thirds said they believed the housing industry will be in a worse state in 12 months’ time, while just one in 10 said it would be bett...