Alistair McIntosh, chief executive of the Housing Quality Network, looks ahead to the challenges housing providers are likely to face in 2013. Every year we say the end is nigh for associations. You know what, 2012 was yet another boom year. Well done to the boards that got us through all this. Surpluses went up. There were only one or two casualties. But compared to other sectors it was plain sailing for housing associations. Councils slashed and burned. The high street shut down. How well will a...