Walsall’s largest housing association, whg, is signing tenants up to new budgeting accounts – offered through its local credit union – ahead of Universal Credit next year. From next October, council and housing association tenants will see their housing benefit – alongside several other income-related benefits – rolled into a single Universal Credit paid to them directly every month. The budgeting accounts were set up by Walsall-based credit union, Walsave, two yea...