Universal Credit (UC) has major flaws that will need to be addressed to avoid becoming a potential poverty trap, a new report has concluded. Whilst recognising the need for reform of the benefits system, the Joseph Rowntree Foundation's (JRF) report highlights concerns whether UC will actually increase incentives to work and reduce the complexity of the current system. JRF believes that switching to single monthly benefit payments will present a challenge to low-income families, and is...